Travel Insurance
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What Is Travel Insurance?
Travel Insurance
What is travel insurance and is it really necessary to consider getting one before going any place for a certain period of time? This article aims to provide people with the necessary know how on travel insurance and the different aspects particular policies are composed of. Does the number of people who consider taking a form of travel insurance affecting the relevance of these policies in the eyes of other travelers?
Travel insurance has been designed in such a way that travelers can be financially and medically secure when they go to different locations. This form of insurance can become beneficial for any kind of trip may it be for leisure, business, or student travel. There are many who take advantage of booking a trip and availing of a coverage plan at the same time so that the whole trip will be inclusive of coverage.
Travel insurance coverage can be obtained from travel agencies but these will only be inclusive of limited and short term coverage. It would be smart for any traveler to get his or her travel insurance policy from a main insurance provider than resort to a travel agency. This is because travel insurance that come from travel agents are usually designed for minimal coverage because these simply pass as add ons to a travel package hence the need for cheap thus limited coverage.
Travel insurance policies deliver assistance when the situation pertains to the risks of traveling. Travel insurance can protect the interests of all passengers alike when travel providers fail to deliver quality service. Another situation where this insurance coverage becomes beneficial is when medical emergencies arise and costs are incurred for the ambulance and medical practitioners that will be assisting a person.
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Injury and death are also within the extensive provisions of a travel insurance policy. When war and conflict disrupts a trip, travelers can be assisted by means of a travel insurance policy. Any form of war and terrorism become enough to cancel any trip so it is just right that companies offer coverage for such occasions.
Travel insurance policies also manage the problem when personal items of a traveler are misplaced after they have been transferred to the responsibility of a travel provider. The responsibility of taking care of the traveler?s baggage is often a task which is mismanaged by travel provider personnel. Travel providers have policies on what can be done when belongings are mishandled but having an insurance policy that a person can use will gear the results more towards what would be beneficial for the traveler.
Basically, a travel insurance policy aims in providing a traveler with a form of legal assistance he or she can resort to when the time of need arises. Acquiring an insurance policy can also provide the necessary assistance a traveler may need to escape being duped by travel providers. There are some policies which may include additional benefits in the contract while there are some with fixed provisions.
For an additional charge, an existing travel insurance plan can be extended by a traveler too cover more possible benefits hence offer more security when he or she travels. Having extended insurance coverage can prove to be very useful in times where underlying health symptoms might affect the way a trip goes by. Having additional provisions in an insurance policy can be of great assistance to people whose trip revolves around dangerous sports and the like.
Traveling to high risk countries can also be a separate insurance provision a person can purchase. War or natural disasters are common clauses for travel insurance policies but it would be wise to avoid visiting these kinds of places in the first place. Particular coverage provisions will serve to manage different situations and a person will always be required to pay more for a much comprehensive plan to be possible.
When it comes to certain medical conditions and especially for drug and alcohol induced accidents, insurance brokers may refuse to grant a traveler with the maximum benefits under the policy. War and terrorism too can be excluded from an existing plan mostly to discourage a traveler from visiting the particular locations with conflict. Travel insurance is a means of being secure when a person travels and there are a number of different options a person can decide from.
Overseas trip? Be sure it?s insured.(More than Money, travel insurance): An article from: The National Public Accountant
Travel Insurance ? click on the image below for more information.
Travel Insurance
This digital document is an article from The National Public Accountant, published by National Society of Public Accountants on December 1, 2003. The length of the article is 1424 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details
Title: Overseas trip? Be sure it?s insured.(More than Money, tra
Overseas trip? Be sure it?s insured.(More than Money, travel insurance): An article from: The National Public Accountant
Click on the button for more Travel Insurance information and reviews.
1 in 5 Brits 'go abroad without insurance'
Travel Insurance
Sainsbury's Travel Insurance has reminded UK holidaymakers of the importance of being insured, following a survey which found that one in five Brits go abroad without cover. The company described the statistic as "worrying", given that millions of ?
Travel Insurance question by Miss Teacup: What does this mean in travel insurance description?
Every travel insurance policy I read says something along these lines:
?Exclusions.
The policy does not
cover any loss caused by:
pregnancy or childbirth, or elective abortion, other than
the Complications of Pregnancy;?
What do they mean by ?other than complications of pregnancy??
Does that mean that if i purchased their insurance they would not pay for doctor check-ups, but they would pay for a pregnancy emergency?
I know they generally don?t cover pregnancy, but what if something goes wrong and the child comes three months early, or gets sick, or such?
I would be really grateful for any answers. Thanks.
Travel Insurance best answer:
Answer by mbrcatz
If you had an unforseen pregnancy complication ? like toxemia, they?d pay, IF IF IF the high blood pressure wasn?t pre-existing, which it probably was.
If the BABY comes early, the BABY flat out isn?t covered. Only the TRAVELER is covered, and usually only for ACCIDENTS.
Travel insurance is NOTORIOUS for not paying for ?health? issues. It?s intended, for a broken ankle kinda thing. NOT for, oh, you had a heart attack because you?re overweight and had high cholesterol.
Travel Insurance
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Creative agents travel avenues of growth.(insurance agencies)(Brief Article): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
Travel Insurance ? click on the image below for more information.
Travel Insurance
This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on June 24, 2002. The length of the article is 430 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details
Title: Creative agents travel avenues
Creative agents travel avenues of growth.(insurance agencies)(Brief Article): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
Click on the button for more Travel Insurance information and reviews.
Aruba probes insurance in missing tourist case
Travel Insurance
By DILMA ARENDS GEERMAN AP ORANJESTAD, Aruba ? A US tourist detained in the presumed death of his travel companion had an insurance policy that covered the missing woman, a prosecutor said Wednesday. Gary Giordano mentioned the travel insurance during ?
Travel Insurance question by Martin Mary: What is the best website to buy travel insurance in the US?
We just bought a cruise for our 30th wedding anniversary. We need travel insurance and would prefer to buy it at the best price, but I want to make sure we get good coverage. Need some suggestions, and when should I buy it.
Travel Insurance best answer:
Answer by Teddy Grossman
My wife and I take 2 ? 3 cruises a year, so I buy a lot of travel insurance. On line is the best way to go because you can compare policies better. Your travel agent generally has a relationship with one company and can?t offer you the same variety.
I compare travel insurance all the time. I just recently used http://www.tripinsurance.com and found their prices lower on the same coverage I was buying on other websites. They have fewer policies than other sites, but they do have major insurance brands and several different classes of coverage. Don?t short change your insurance plan. Just a few dollars more can get you much better coverage.
Make sure to buy it just as soon as you book your trip. You tend to get better coverage if you buy within 10-14 days of making your first trip payment.
Source: http://www.how-china.com/what-is-travel-insurance/
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