Protecting Tenants from Foreclosure | The Niche Report

?

(TheNicheReport.com) ? With the collapse of the real estate market and the resulting bank foreclosures on hundreds of thousands of residential rental properties, often tenants residing as leaseholders in residential properties become collateral victims and are forced to vacate their leaseholds, often with minimal notice. As a result, one of the most frequently asked questions posed to real estate lawyers today is, ?What are the rights of a tenant when the property they are occupying has been foreclosed by the bank??

In response to this problem, the Obama Administration enacted and approved a bill in May of 2009, known as the Protecting Tenants at Foreclosure Act of 2009, as part of Title VII of the Helping Families Save Their Homes Act of 2009 and codified at 12 U.S.C. 5220.? Enacted during a period when unprecedented numbers of foreclosures were occurring across the country, the Act ensures that tenants receive appropriate notice of foreclosure and are not abruptly displaced.

Under the Act, a lender or other immediate successor-in-interest, generally the purchaser who acquires residential real property by virtue of a foreclosure sale on a federally related mortgage loan, must provide bona fide tenants residing in the property with notice to vacate of at least 90 days. 12 U.S.C. 5220 (a)(1)

Moreover, if the tenant in possession has in effect a valid and existing bona fide lease, the purchaser at the foreclosure sale takes the residential real property subject to any remaining term of the lease.

These provisions, however, do not apply where the purchaser at the foreclosure sale is not the bank or an investor but a purchaser who intends to occupy the property as a primary residence.

Additionally, to fall within the Act, a bona fide lease must be entered into prior to the date of the notice of foreclosure, which is defined as ?the date on which complete title to a property has been transferred to a successor entity or person as a result of an order of a court or pursuant to the provisions in a mortgage, deed of trust, or security deed.?

A bona fide lease is one in which: (1) The mortgagor or the child, spouse, or parent of the mortgagor under the contract is not the tenant; (2) the lease or tenancy was the result of an
arm?s-length transaction; and (3) the lease or tenancy requires the receipt of rent that is not substantially less than fair market rent for the property. 12 U.S.C. 5220 (a)(2)

The protections provided by the Act will be in place till December 31, 2014, when they are set to expire.

?

Mitchell Sussman

?This is an article by attorney Mitchell Reed Sussman. Mitchell is a California real estate attorney specializing in real estate, foreclosure and bankruptcy. His website is http://www.palmspringslitigationattorney.com.

Short URL: http://www.thenichereport.com/?p=8008

baltimore county megamillions winners toure 8 bit google maps current tv mirror mirror aubrey o day

Fair-trade Grinds | Austin Woman Magazine

52

? Back to the April 2012 Table of Contents.

For local coffee shops, it?s all about being green / By Nicole Carbon

In honor of Earth Day on April 22, and in my ever-increasing effort to be more ?green,? I took a deeper look at where I choose to get my coffee, my second drink of choice after cocktails. I learned that fair-trade coffee not only promotes superlative labor standards, but it is also good for the environment. Any product labeled ?fair trade? must meet a set of standards determined by the Fair-trade Labeling Organizations International. This organization ensures that pesticides are banned, minimal water is used for irrigation and organic waste is disposed of sustainably. Here?s a list of some of my favorite fair-trade Austin coffee houses.

CAFF? MEDICI

Caff? Medici may just be serving the very best coffee in Austin. It was started in 2006 by Michael Vaclav and his wife, Alison. The original location is on West Lynn Street in the quaint Clarksville neighborhood. Two years later, they opened a second location across from campus on Guadalupe. Their third and newest location opened last year at the base of the posh Austonian condominium tower. Caff? Medici?s mission is to provide exceptional customer service (which they do) and to continue to learn and educate about the highest-quality coffee-making practices possible. The quaint coffeehouse in Clarksville is one of my favorite escapes, and I have also had some great dates there, sitting outside watching the neighborhood dwellers pass by. The newer location has more of a loft-like feel and provides the perfect perch for a quick shot of espresso to keep up with the hustle and bustle of downtown. Caff? Medici is committed to practicing a sustainable business model and their coffee selections include single-origin, sustainable, direct-trade coffees. They ?strive for the highest quality in every cup,? and it shows in each sip. 1101 W. Lynn St., 512.609.9899; 2222 Guadalupe St., 512.474.5730; 200 Congress Ave., suite 2B, 512.827.2770; caffemedici.com.

RUTA MAYA

I have known about Ruta Maya for years and have wanted to go there for the complimentary yoga classes offered Monday through Saturday. For some reason, I hadn?t made the trek far enough down South Congress Avenue to stop in for a class and some coffee. It was when I visited the Hops & Grain Brewery and learned about their newest brew, Ruta Maya Dark, made with cold-brewed Ruta Maya Coffee, that I knew I had to taste the coffee on its own. We walked into the vast space with tables and chairs scattered about. In all honesty, the interior looked more like a dance hall than a coffeehouse, but I wasn?t complaining, especially once the double espresso hit my lips. One sip and I was hooked. We decided on a pound of the dark roast to go. The burlap sack it is packaged in now replaces my beloved PLU 323, aka extra dark French roast from Whole Foods Market. Needless to say, this is my new favorite drink, next to cocktails, of course. 3601 S. Congress Ave., 512.707.9637, rutamaya.net.

HOUNDSTOOTH

Houndstooth Coffee is located in the ultramodern building that also houses famed Uchiko in North Central Austin. It was started by the brother duo of Sean and Paul Henry, and serves up some serious java alongside a healthy helping of superb service. They are committed to hiring only the best in the biz, those dedicated to serving as long-haul coffee professionals. ?Being a Barista [Yes, he spells that with a capital ?B?] is a title to be earned,? Paul Henry explains. ?This is not a part-time job.? Indulge in one-of-a-kind coffee drinks such as the Twofer?two double-shot espressos served side by side. Paul Henry is also an advocate of the Coffee Beer Repeat?two servings of coffee and two beers. Now that?s surely a method to getting your buzz and brew on. 4200 N. Lamar Blvd., suite 120, 512.531.9417, houndstoothcoffee.com.

BENNU

When you walk into Bennu, you feel as though you are walking into a lounge or someone?s living room, and the design was purposeful. This 24-hour coffeehouse serves only fair-trade coffees, and the barista will ask you if want it ?high caffeine,? aka Bennu house blend or bold in flavor, the Bolivian dark roast. They serve only small and large sizes, and the large is served in a clear glass beer mug. Plentiful and thoughtfully placed power outlets are suspended from the ceiling. Here, you?re sure to be comfortable and you?ll want to stay awhile. If you get hungry, there are copious menu options available, including tempting pastries, sandwiches, wraps, pizza and healthy salads. The scene here is as varied and unique as the ambiance. Even though it?s located on the edge of campus, you?ll find executives, families and coffee lovers both young and old. Bennu provides just the right atmosphere and food and drink items to get the fix you need. 2001 E. Martin Luther King Jr. Blvd., 512.478.4700, bennucoffee.com.

heisman finalists heisman finalists kepler 22 b kepler 22 b st nicholas st nicholas mindy mccready

Finance And Business | Reasons to Avoid Bankruptcy :: By Simon ...

In order to avoid bankruptcy debtors should investigate all available debt relief options. The Internet can be a good tool to locate personal finance information. However, consumers must use caution before spending their hard earned cash on advertised products or services which claim to reduce debts.

The easiest way to avoid bankruptcy is to develop a household budget and commit to sticking to it, no matter what. People are often unaware of how much money is wasted on unnecessary items. Irresponsible spending habits quickly exhaust bank accounts; leaving debtors with less money than month.

One of the biggest mistakes consumers can make is to use credit cards for daily expenses. Charging a daily cup of coffee and fast food lunch can add up to hundreds of dollars in interest which in turn creates additional debt. Debtors cheat themselves of their own money when they do not pay monthly credit card bills in full.

Debtors may be able to prevent bankruptcy by becoming aware of where they spend money. The simplest way to determine where the money goes is by tracking every expense. Most people are surprised to discover how much money is spent on items they don't really need.

Many people believe filing personal bankruptcy will free them from debt bondage. However, the cost of filing bankruptcy hits more than the wallet. In addition to court filing fees and legal expenses, debtors must repay a portion of debts by establishing a Chapter 13 payment plan.

Additionally, new bankruptcy laws enacted in 2005 require bankruptcy petitioners to obtain professional credit counseling. Debtors must abide by guidelines set forth in the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) or run the risk of having their petition dismissed.

Credit counseling must be conducted by an agency approved by the U.S. Trustee. Once counseling is completed, debtors submit a certificate of completion through the court. Debtors are allowed to obtain credit counseling up to six months prior to submitting their bankruptcy petition.

Credit counseling can sometimes help debtors avoid bankruptcy altogether. Credit counselors review debtors' income, expenses, and spending habits to determine which debt relief options are best suited. In some cases, credit counselors can negotiate with creditors to reduce outstanding balances, lower interest rates, and eliminate late fees and penalties.

Debt consolidation might be a viable option for debtors who own real estate with accrued equity. Homeowners take out a home equity loan using real estate as collateral. Funds are used to pay off high interest loans and credit card debts.

Interest rates assessed on real estate loans are significantly less than interest rates assessed for unsecured loans and credit card companies. Transferring debts to low-interest loans can save borrowers hundreds, if not thousands, in interest charges alone. However, using real estate to secure loans can be risky. If borrowers default on home equity loans they could potentially lose their property to foreclosure.

As the cost of living continues to rise, consumers must become proactive and pay attention to their spending habits. Several options are available for reducing monthly expenses. Common ways to reduce expenses include: enrolling in utility budget plans; reducing cell phone plans; bundling services such as cable, Internet, and home phone; and using grocery coupons and manufacturer rebates.

If filing personal bankruptcy is the only viable option, debtors should take time to become educated about the process and comparison shop bankruptcy lawyers. It is important to understand that bankruptcy remains on credit reports for 7 years and can prevent consumers from obtaining credit of any kind for two or more years.

About Author Simon Volkov : Obtain additional bankruptcy information from real estate investor, Simon Volkov. His website offers a comprehensive personal finance article library which covers topics of how to avoid bankruptcy, debt relief solutions, and tips for hiring a bankruptcy lawyer available at http://www.SimonVolkov.com.

Article Source:?http://www.bharatbhasha.net
Article Url: http://www.bharatbhasha.net/finance-and-business.php/362909

Article Added on Friday, March 30, 2012
LD

Other Articles by Simon Volkov

?Filing Bankruptcy New Bankruptcy Laws Create Confusion For Debtors American citizens often turn to filing bankruptcy in hope of reducing debts or saving their home from foreclosure. Although personal bankruptcy does offer debtors the opportunity to make a fresh financial start, new bankruptcy laws enacted in 2005 have created considerable confusion. In most cases, filing bankruptcy requires the assistance of a qualified bankruptcy attorney. Financial experts recommend interviewing a minimum of three lawyers before making a final decision. Most law firms... ?Can Mortgage Bankruptcy Stop Foreclosure Americans are filing mortgage bankruptcy at an unprecedented rate of nearly 2 million filings per year. Many homeowners are facing the decision of having to file personal bankruptcy to stop foreclosure due to subprime lending practices and unemployment. Others can no longer afford mortgage payments due to chronic health problems or loss of a spouse. Mortgage bankruptcy can be a difficult experience that is frightening, overwhelming, and costly. If debtors are unable to adhere to Chapter 13... ?Credit Counseling Requirements of New Bankruptcy Laws The new bankruptcy laws require petitioners to obtain credit counseling through an agency approved by the U.S. Trustee. The Bankruptcy Abuse Prevention and Consumer Protection Act were enacted in 2005 to put an end to bankruptcy petitions filed by consumers who engage in frivolous spending. Under BAPCPA, debtors are now required to repay a portion of debts by establishing a Chapter 13 payment plan. Petitioners must enter into credit counseling no more than six months prior to filing... ?Filing Business Bankruptcy to Reorganize Corporate Debt Nearly 400,000 business bankruptcy petitions have been filed through federal bankruptcy districts within the previous twelve months. According to BankruptcyData.com, an estimated 1 million corporations will seek financial protection by the end of 2010. Business bankruptcy has far-reaching effects. When independent business owners close their doors, entire communities can be affected. When corporations file for bankruptcy, the fallout can extend across the country or become global. Consider the... ?Going Bankrupt A Financial Epidemic Caused by the Wall Street U.S. citizens are going bankrupt at shocking rates. Statistics provided through the American Bankruptcy Institute show baby boomers are filing bankruptcy more than any other group. A recent study conducted by ABI reveals bankruptcy filing by individuals over age 45 have increased nearly 30-percent in the past ten years. The percentage of Americans going bankrupt has increased nearly 70-percent since 2007. In 2008, 1.5 million bankruptcy petitions were presented to courts. In 2009, personal... ?Credit Card Bankruptcy Tips and Resources For Consumers Debtors often file credit card bankruptcy when debt levels exceed $10,000. In previous years, consumers entered into Chapter 7 to eliminate credit card debts. After the Bankruptcy Abuse Prevention and Consumer Protect Act (BAPCPA) went into effect in 2005, the majority of petitioners were required to file Chapter 13 bankruptcy to repay creditor debts through a prearranged payment plan. Since BAPCPA, credit card bankruptcy filings have declined an average of 4-percent per year. According to the... ?Sell My House Quick Tips For Selling Houses to Real Estate Investors As a real estate investor, people call me daily saying, I need to sell my house quick! The problem is most of the people who contact me are facing foreclosure and running out of time. Oftentimes, they owe more on their mortgage loan than their property is worth. If you reading this and thinking, I need to sell my house quick then I encourage you to consider selling your home to a private investor or buyer who can buy your house for cash. Most people do not know they can sell their house to... ?Is Using a Bankruptcy Alternative Less Harmful to Credit Every bankruptcy alternative should be explored prior to filing a personal bankruptcy petition. While bankruptcy can provide financial relief, stop creditor harassment, and prevent mortgage lenders from commencing with foreclosure action, bankruptcy might not be the best option. New bankruptcy laws require debtors to reorganize debts under Chapter 13 which can lead to further financial fallout. To determine which bankruptcy alternative is best suited for your financial needs, it is best to... ?5 Popular Debt Reduction Strategies Debt reduction has become a top concern for many Americans. The fallout from the economic recession has left millions of people facing overwhelming financial crisis. The unprecedented wake-up call has forced consumers to drastically reduce spending and reassess personal finance strategies. To successfully achieve debt reduction, consumers should first determine which strategy best suits their needs. The type of debt help required depends on the type of debts owed. Most debtors can benefit from... ?I Buy Houses Selling Your Home to a Real Estate Investor As a real estate investor, I buy houses on a regular basis. In a typical month, I view around 100 homes for sale. Of those 100 homes, around 90-percent of the homeowners are facing foreclosure or bankruptcy and need to sell their house quick. The remaining 10-percent belong to homeowners facing divorce, have lost their spouse to illness or accident, or need to sell their property because they no longer have a job. When I first entered the I buy houses business my main objective was to make...

Click here to see More Articles by Simon Volkov

beverly hills hotel beverly hills hotel the watchmen whitney houston dies dolly parton i will always love you beverly hilton hotel whitney houston found dead

Here Are The Women of Y Combinator And They Are Awesome

I would normally rather have a root canal instead of write about the issue of women in technology. I just find most essays on this really tedious and obvious. (Sorry Alexia.) But I do want to point one thing out. When I went to my first Y Combinator Demo Day three years ago, there was one woman. At this week's Demo Day, there were six companies with one or all female founders among the 66 startups in the class. I'm going to keep this post simple. No complaining. Less navel gazing. Just more role models. So here are the women of Y Combinator and they are awesome:

boxing andy dalton corporal kelsey de santis corporal kelsey de santis juan manuel marquez juan manuel marquez stanford oregon

Half A Century Later, A Return To Challenger Deep

The film director James Cameron has just completed a dive to Challenger Deep, the deepest point on Earth at nearly 36,000 feet under the sea. His manned descent is the first in 52 years, since the oceanographers Don Walsh and Jacques Piccard explored the Mariana Trench in the bathyscaphe Trieste.

Source: http://www.npr.org/2012/03/30/149698706/half-a-century-later-a-return-to-challenger-deep?ft=1&f=1007

bully mirror mirror bobby abreu jerry lee lewis yahoo.com/mail bohemian rhapsody

United South End Settlement Announcese ?Compositions: Art ...

BOSTON -The walls of United South End Settlements? (USES) Harriet Tubman House dance with the whimsical rhyme and repetition of artwork hung in harmony. Compositions: Art Inspired by Music, an exhibition featuring work from local Boston artists, is currently on display through April 5, 2012.

A closing reception will be hosted on Thursday April 5, 2012, from 6 ? 8 pm at 566 Columbus Avenue in Boston?s South End. Free, light refreshments will be available as well as musical performances by students from the Boston Conservatory.

USES, a nonprofit organization, is located in the South End neighborhood of Boston and works to build strong community by improving the education, health, safety, and economic security of low-income individuals and families in Boston?s historic South End/Lower Roxbury, serving as a national model of neighborhood engagement that builds successful lives and strong community.

?This artwork is really meant to move you,? says Chelsea Revelle, Director of Arts & Culture at USES. ?These pieces really epitomize the raw energy, emotion, and imagination that music brings to our lives.?

Among the artwork displayed, the most striking might be a large string installation by Jessica Ginsberg. Mimicking cords of a cello or a scale that balances musical notes, your eyes will easily traverse the architecture, enticing your body to follow suit as you move to view the piece from multiple perspectives. Other artists, like Carolyn Newberger, capture the influence of music not only through watercolors, but also as in musical performances with the Principal Tuba of the Boston Symphony in the Cupcake Philharmonic Orchestra, a sextet under the aegis of the community outreach program of the Boston Symphony Orchestra.

The Compositions art exhibit will run from through Thursday, April 5. The exhibit, which is free and open to the public, runs Mondays through Fridays, 8 am ? 8 pm. The exhibit is showcased at the Harriet Tubman Gallery, located at 566 Columbus Avenue in Boston?s South End. The building is wheelchair accessible. Street parking is limited, and viewers are encouraged to take public transportation, via the Massachusetts Avenue Orange Line stop or the #1 and #43 buses.

Source: http://www.fenwaynews.org/arts/united-south-end-settlement-announcese-compositions-art-inspired-by-music-closing-reception/

mr rogers jamie lee curtis spring equinox audacious pollen count mexico city first day of spring

List Building Can Help Your Business Thrive | Cofee

Posted by tom on March 29, 2012

Nobody likes building lists for online businesses, not even the best in the business, but most nonetheless admit this is an important task to take care of. Increased web site traffic depends on the efforts of the online professional and the resources that are at his/her disposal. Many web site owners outsource list building instead of tackling the chore themselves, but a substantial number of marketers are now embracing the process. This is largely due to the increase in list building software packages that promise an easier task at hand with equal, or greater results. The latest converts have come to the realization that building an email list is no longer the difficult and dreadful job that many have shunned. And the list goes on, no pun intended.

Online business marketers often buy targeted traffic as a way to generate a sizable list. However, new and innovative ideas are swiftly gaining favor with the marketing community. Online auction sites, such as eBay, which is the undisputed leader in the field, are now being tapped by online marketers as a source of email addresses for their lists. A very low-priced auction that could start even for a nickel or a dime, can add people to the list of emails by pitching a service that would inevitably lead customers to the main page. eBay may be the leader, but you can use the same strategy in other sites like Ubid and Yahoo!

Joint ventures are another way to shorten the list building process, and this is an avenue taken by quite a lot of online marketers. An Internet marketer could watch his or her mailing list double, triple, or multiply by so much just by teaming up with someone who has extensive mailing lists and a large budget. Teaming up with a partner allows both parties to trade lists or share them for future projects. If you?re new in the online marketing business, you may want to consider a joint venture, as this could lead you to an active and ready-to-use list with a lot of addresses in it.

Building a healthy list is a recipe for increased web site traffic and most online marketers recognize list building as the number one tool for success on the internet. We shall continue on as we discuss more great ways you can expand your mailing list.

Searching for press release submissions that sends your press release to the right people, at the right price? We provide press release example tips that work!

Source: http://capressocoffeemaker.info/list-building-can-help-your-business-thrive

football schedule jo paterno dead south carolina tuskegee airmen mike james red tails red tails

Yolanda Hadid Joins The Real Housewives of Beverly Hills

Yolanda Hadid is the latest member of the Real Housewives of Beverly Hills. The rumors are true, Camille Grammer will not be returning. I cant say I am surprised, she was extremely boring to watch this season. Yawn fest. Camille has finally confirmed that she will not return for season 3, but denied speculation that it was because she didn’t want to “expose her personal life anymore”. “I can’t say too much at this moment, but we couldn’t get it worked out. I’ve had so much fun with the franchise, but I guess the producers and I couldn’t come to an agreement.” She went on to say that she would have liked to remain a regular on the series, saying: “I think I would have done it, definitely.” Well that is all BS according to the rumors that began soon after season 2 ended. She didn’t act like someone who enjoyed being on a reality TV show and it was clear to everyone. I loved her in season 1 but I think they went with the right decision. The next reality victim is set to be model, Yolanda Hadid, the wife of Grammy-winning producer and songwriter David Foster. Sources claim [...]

Source: http://feedproxy.google.com/~r/RightCelebrity/~3/qwjqwLpvJrc/

al mvp ama awards 2011 ama awards 2011 uekman uekman music awards music awards

How Sales Training Courses Can Improve Your Net Profit ...

Every business needs to grow. Whether you are just starting out or are on the verge of collapse, finding new sales and new customers is a necessity. As such, it is often wise to make sure that every member of your staff has some form of sales training. Doing so can not only be helpful in improving their skills, but These courses can actually improve your net profit. The three benefits listed below are only a few of those that can help make your business more profitable, but they are quite important.

Creating Team Bonds

A good workforce is one that can rely on one another to actually get work done. Whether you are in sales or you are in any other field, your employees ability to work together well can make or break your business. Sending a group to sales training can not only give them the individual skills that they may need to succeed, but it can give individuals the time to get to know one another. You can use a sales training course in a manner similar to a traditional business team-building retreat, but with the added bonus of allowing your team to become sales-ready.

Increasing Client Bases

One of the most important things that your business is selling is its reputation. To that effect, sales workers have a tendency to know how to build up the reputation of their own business. If you can send your staff to sales training, they may be better equipped to help you find the new clients that your business needs to stay afloat or to grow. This may not be the usual selling point of sales training, but it is a happy side-effect that can allow almost any business to grow further. Increasing your client base means increasing your sales, and thus increasing your net profits.

Netting Profits

Of course, the best part of providing sales training is that it can turn every member of your work force into a member of your sales staff. No matter what your industry, you are selling something. It may be a product, a service or even a persona, but having employees that really know how to pursue sales can really make a difference in your overall profits. Taking the time to make sure that all of your employees know how to make a sale can soon lead to unexpected benefits.

Sales training can help your team to be more cohesive, better at finding clients and better at making the sales that will increase your business? net profits. If you wish to grow your business or simply want to improve your numbers at the end of next quarter, it is often wise to make sure that your staff has at least some level of sales experience. These training courses are a great, safe way to make sure that your team will know what to do when it truly comes time to increase their performance and keep the business moving in a positive direction.

References:

http://www.nationalsalescenter.com/2010/02/the-many-benefits-of-sales-training/

http://ezinearticles.com/?50-Ideas-For-Increasing-Profits-and-Cost-Reduction&id=3642328

http://www.spearhead-training.co.uk/Advantage-sales-training.php

Both comments and pings are currently closed.

Source: http://www.earthshipfloridaproject.com/?p=34

oscar nominations 2012 kombucha tea separation of church and state dale earnhardt brett ratner oscars

Two killed in Somali rebels' mortar attack on palace

[ [ [['entirely respectable way to put off the searing constitutional controversy', 16]], 'http://yhoo.it/GSvEsj', '[RELATED:?It?s going to be a circus?: Activists begin protests outside Supreme Court]', ' ', '630', ' ', ' ', ], [ [['entirely respectable way to put off the searing constitutional controversy', 8]], 'http://yhoo.it/GE6jSh', '[RELATED: Obama?s health care law passed 2 years ago, but where are we now?]', ' ', '630', ' ', ' ', ], [ [['Witnesses said the gunman pulled up on a black scooter', 7]], 'http://yhoo.it/GzwOIW', '[Related: New York police tighten security at Jewish sites]', ' ', '630', ' ', ' ', ], [ [['test Zimmerman for alcohol or drugs', 11]], 'http://yhoo.it/Gzn6VF', '[Related: White House says Trayvon Martin is local issue]', ' ', '630', ' ', ' ', ], [ [['entirely respectable way to put off the searing constitutional controversy', 12]], 'http://news.yahoo.com/photos/tea-party-activists-defy-rain-to-rip-obama-health-care-law-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/4/31/431f2f4f7ed388d5bc5557b0a76267fa.jpeg', '450', ' ', 'Reuters/Jonathan Ernst', ], [ [['associated with such a small earthquake', 4]], 'http://yhoo.it/GTco9z', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/0/b4/0b493c1a47b6e3f97f8f48a2b251d7d4.jpeg', '630', ' ', 'AP Photo/Carrie Antlfinger', ], [ [['Fox News host Geraldo Rivera sparked outrage', 3]], 'http://yhoo.it/GKMVTk', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/2/7c/27c7367bc512d233ae1790b320a5e92c.jpeg', '630', ' ', 'AP Photo/John Minchillo', ], [ [['The charges signed against Bales include', 1]], 'http://yhoo.it/wZT5zV', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/7/a0/7a07c51b2aa0f39b1a23355046d13870.jpeg', '512', ' ', 'AP Photo/DVIDS\, Spc\. Ryan Hallock\, File', ], [ [['George Zimmerman, if I had a son', 6]], 'http://news.yahoo.com/photos/thousands-protest-fla-teen-death-1332387124-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/os/152/2012/03/22/d761a49f3fcc99080a0f6a70670053cd-jpg_150905.jpg', '500', ' ', 'AP Photo/John Minchillo', ], [ [['Mohamed Merah', 10], ['prosecutor Francois Molins', 5]], 'http://news.yahoo.com/photos/four-dead-in-french-jewish-school-shooting-1332173151-slideshow', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120321/2012_03_21t151508z_425380421_gm1e83l1sqs01_rtrmadp_3_france_shootings_raid.jpg', '630', ' ', 'REUTERS/Jean-Paul Pelissier', ], [ [['Shortly after he wrapped up his victory remarks', 2]], 'http://news.yahoo.com/photos/4-straight-romney-wins-washington-gop-caucus-1330835515-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/3/e9/3e9b0082c3c3111dcc19e3527ae94cc7.jpeg', '500', ' ', 'AP Photo/Steven Senne', ], [ [['best understands the problems of average Americans', 2]], 'http://news.yahoo.com/photos/4-straight-romney-wins-washington-gop-caucus-1330835515-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/3/e9/3e9b0082c3c3111dcc19e3527ae94cc7.jpeg', '500', ' ', 'AP Photo/Steven Senne', ], [ [['Group for Historic Aircraft Recovery', 7]], 'http://yhoo.it/GB2RVy', 'Click image to see more photos', 'http://l.yimg.com/os/152/2012/03/20/photo-1332257995646-4-0-jpg_171722.jpg', '630', ' ', 'AFP', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

[ [ [['opportunity to tell the real story', 7]], '28731764', '0' ], [ [['entirely respectable way to put off the searing constitutional controversy', 7]], '28723797', '0' ], [ [['point of my campaign is that big ideas matter', 9]], '28712293', '0' ], [ [['As the standoff dragged into a second day', 7]], '28687424', '0' ], [ [['French police stepped up the search', 17]], '28667224', '0' ], [ [['Seeking to elevate his candidacy back to a general', 8]], '28660934', '0' ], [ [['The tragic story of Trayvon Martin', 4]], '28647343', '0' ], [ [['Karzai will get a chance soon to express', 8]], '28630306', '0' ], [ [['powerful storms stretching', 8]], '28493546', '0' ], [ [['basic norm that death is private', 6]], '28413590', '0' ], [ [['songwriter also saw a surge in sales for her debut album', 6]], '28413590', '1', 'Watch music videos from Whitney Houston ', 'on Yahoo! Music', 'http://music.yahoo.com' ], [ [['keyword', 99999999999999999999999]], 'videoID', '1', 'overwrite-pre-description', 'overwrite-link-string', 'overwrite-link-url' ] ]

Source: http://news.yahoo.com/two-killed-somali-rebels-mortar-attack-palace-153347291.html

sweet potato pie twas the night before christmas norad santa epic beard man nfl standings giants vs jets chargers

After Troubled Period, Video Games Retailer Game Group Goes Bankrupt In The UK

It's been on the rocks for months now, but now international video game retailer Game Group looks like it is finally sinking: today the company announced that it is formally entering administration -- another sign of the woes hitting more traditional parts of the gaming world as people turn to new services like cloud-based gaming and mobile apps for their playing fixes. PricewaterhouseCoopers says that it has been named the administrator for the UK and Ireland operations of a series of assets: GAME Group plc, Game Stores Group Limited, Gameplay (GB) Limited, Game (Stores) Limited, Games Station Limited, Game (retail) Limited and Gamestation Limited, and comes after the company suspended shares on the London Stock Exchange last week on March 21.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/IT32w0zfkSc/

leigh espn greg oden st patricks day dark shadows st. bonaventure ira glass

Weissman Center for International Business Official Blog - Interview ...

Posted by?diana.medina?on?Tuesday, March 27th 2012?????

?? Carlos Macias is a Baruch graduate in Journalism and History. Last year, Macias was elected president of the PorColombia National group. In an interview with him we discussed general aspects relevant to the VI Student/Professional Conference the organization will be holding at Cornell University next month.

1. What makes this year?s conference at Cornell so special?

This year marks the 6th installment of our annual signature event. This conference brings 14 speakers, 3 Panels, 6 workshops, the exclusive & avante-garde art exhibition of?Edwin Gil??Quilting Differences: Blending Art & Social Media?, and of course, Colombian rumba.

2. How people/students who do not have a (exclusive) Colombian background could also benefit from attending such event/or future conferences? What could be of interest to them?

This conference brings a wide view of how Colombia interacts in the hemisphere as a key economic player, it will show how we have used urban planning and architecture to address social inequality in Colombia and how these examples can be used elsewhere. Also, our 4 pillars: cultural, social, academic, philanthropic help us provide an experience where our members sharpen their?entrepreneurial, networking and leadership skills. These are some of the reasons why in our national board we have people from other Latin American countries like Per? and Ecuador.

3. How does the topic(s) of this year?s conference relate to any international business/cultural issues?

This year?s topic ?Construyendo Pa?s? is particularly relevant with international business and?hemispheric?culture. We navigate between two worlds. One, we are an integral part of the American society and we contribute to its progress. At the same time, we keep deep and constant connections with our homeland. This duality makes us very aware of the potential of our commercial relations in the Americas giving us a professional edge thanks to our cultural intelligence.

4. What is a good example of an impact created by a PC conference? Does it go beyond being an informational forum? What usually happens after the conference is over?

The conference serves several?purposes: Strengthen our growing organization and networking, create a forum for?thoughtful?discussion?and debate, and cement our foundations to keep attracting the best talent from universities across the U.S. and Canada. Once the conference is over, we use these connections to keep growing and create a sense of community. The event also shows potential recruiters, the quality of the people in PorColombia and generates many job opportunities. We have several stories of people getting jobs and internships thanks to our networking.

?

Source: http://blsciblogs.baruch.cuny.edu/weissmancenter/2012/03/27/interview-with-porcolombias-president/

fiddler on the roof rally squirrel rally squirrel scumbag steve scumbag steve day of the dead rocksmith

Snoring and Sleep Apnea: Sleep Well, Feel Better ... - Women's Health

Snoring and Sleep Apnea: Sleep Well, Feel Better

Snoring and Sleep Apnea is written people with sleep apnea, as well as for their bed partners, families, and friends, and for health care professionals involved in sleep apnea management. Written by experts in the field, the book covers causes, diagnosis, treatment, and surgical techniques as well as the pros and cons of specific therapies. Readers learn when snoring is a sign of sleep apnea, why the condition is dangerous, when to see a sleep specialist, where to find an accredited sleep disord

Snoring and Sleep Apnea: Sleep Well, Feel Better

Price: $ 10.65

Read more Snoring and Sleep Apnea: Sleep Well, Feel Better

Sleep Snoring
Snoring and Sleep Apnea: Sleep Well, Feel Better.

More Sleep Snoring Products

Source: http://www.womenfavor.com/health-and-fitness/sleep-snoring/snoring-and-sleep-apnea-sleep-well-feel-better-reviews.html

emmy rossum moonshine jay z and beyonce the big chill tony blankley steelers pittsburgh steelers

Camille Grammer Speaks on Real Housewives of Beverly Hills Departure, Dimitri Charalambopoulos

Camille Grammer will not return to The Real Housewives of Beverly Hills for season three. But was this departure really a mutual decision reached by the reality star and Bravo producers? It doesn't sound that way.

Asked about the exit at the opening of a new Blizz Frozen Yogurt at the MGM Grand in Las Vegas on Saturday night, Camille told Us Weekly:

"I've had so much fun with the franchise, but I guess the producers and I couldn't come to an agreement."

Maloof and Kyle Richards were also at the event, with the former referring the six original castmates as a "great combo" and the latter saying it will be "sad not having [Grammer] on the show."

But at least Camille has a new man on her arm to guide her through these rough times. She kissed boyfriend Dimitri Charalambopoulos (pictured) on the red carpet and said of the relationship:

"Everything is great. We get along really well... I care about him very much and we're enjoying each other's company."

Will you miss Camille Grammer on The Real Housewives of Beverly Hills?

Source: http://www.thehollywoodgossip.com/2012/03/camille-grammer-speaks-on-real-housewives-of-beverly-hills-depar/

beanie wells beanie wells dina manzo dina manzo once upon a time once upon a time demarco murray

'Hunger Games' sequel TV rights picked up by ABC Family

[ [ [['Afghan security forces and police killed three', 3]], 'http://yhoo.it/H9BcJE', '[Related: Bales\' wife on his alleged shooting: \'He would not do that\']', ' ', '630', ' ', ' ', ], [ [['looking for fireworks between the opposing camps', 16]], 'http://yhoo.it/GSvEsj', '[RELATED:\?It?s going to be a circus\?: Activists begin protests outside Supreme Court]', ' ', '630', ' ', ' ', ], [ [['entirely respectable way to put off the searing constitutional controversy', 8]], 'http://yhoo.it/GE6jSh', '[RELATED: Obama\?s health care law passed 2 years ago, but where are we now\?]', ' ', '630', ' ', ' ', ], [ [['Witnesses said the gunman pulled up on a black scooter', 7]], 'http://yhoo.it/GzwOIW', '[Related: New York police tighten security at Jewish sites]', ' ', '630', ' ', ' ', ], [ [['test Zimmerman for alcohol or drugs', 11]], 'http://yhoo.it/Gzn6VF', '[Related: White House says Trayvon Martin is local issue]', ' ', '630', ' ', ' ', ], [ [['entirely respectable way to put off the searing constitutional controversy', 12]], 'http://news.yahoo.com/photos/tea-party-activists-defy-rain-to-rip-obama-health-care-law-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/4/31/431f2f4f7ed388d5bc5557b0a76267fa.jpeg', '450', ' ', 'Reuters/Jonathan Ernst', ], [ [['associated with such a small earthquake', 4]], 'http://yhoo.it/GTco9z', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/0/b4/0b493c1a47b6e3f97f8f48a2b251d7d4.jpeg', '630', ' ', 'AP Photo/Carrie Antlfinger', ], [ [['Fox News host Geraldo Rivera sparked outrage', 3]], 'http://yhoo.it/GKMVTk', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/2/7c/27c7367bc512d233ae1790b320a5e92c.jpeg', '630', ' ', 'AP Photo/John Minchillo', ], [ [['The charges signed against Bales include', 1]], 'http://yhoo.it/wZT5zV', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/7/a0/7a07c51b2aa0f39b1a23355046d13870.jpeg', '512', ' ', 'AP Photo/DVIDS\, Spc\. Ryan Hallock\, File', ], [ [['George Zimmerman, if I had a son', 6]], 'http://news.yahoo.com/photos/thousands-protest-fla-teen-death-1332387124-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/os/152/2012/03/22/d761a49f3fcc99080a0f6a70670053cd-jpg_150905.jpg', '500', ' ', 'AP Photo/John Minchillo', ], [ [['Mohamed Merah', 10], ['prosecutor Francois Molins', 5]], 'http://news.yahoo.com/photos/four-dead-in-french-jewish-school-shooting-1332173151-slideshow', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120321/2012_03_21t151508z_425380421_gm1e83l1sqs01_rtrmadp_3_france_shootings_raid.jpg', '630', ' ', 'REUTERS/Jean-Paul Pelissier', ], [ [['Shortly after he wrapped up his victory remarks', 2]], 'http://news.yahoo.com/photos/4-straight-romney-wins-washington-gop-caucus-1330835515-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/3/e9/3e9b0082c3c3111dcc19e3527ae94cc7.jpeg', '500', ' ', 'AP Photo/Steven Senne', ], [ [['best understands the problems of average Americans', 2]], 'http://news.yahoo.com/photos/4-straight-romney-wins-washington-gop-caucus-1330835515-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/3/e9/3e9b0082c3c3111dcc19e3527ae94cc7.jpeg', '500', ' ', 'AP Photo/Steven Senne', ], [ [['Group for Historic Aircraft Recovery', 7]], 'http://yhoo.it/GB2RVy', 'Click image to see more photos', 'http://l.yimg.com/os/152/2012/03/20/photo-1332257995646-4-0-jpg_171722.jpg', '630', ' ', 'AFP', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

[ [ [['short answer is yes', 3]], '28740316', '0' ], [ [['opportunity to tell the real story', 7]], '28731764', '0' ], [ [['entirely respectable way to put off the searing constitutional controversy', 7]], '28723797', '0' ], [ [['point of my campaign is that big ideas matter', 9]], '28712293', '0' ], [ [['As the standoff dragged into a second day', 7]], '28687424', '0' ], [ [['French police stepped up the search', 17]], '28667224', '0' ], [ [['Seeking to elevate his candidacy back to a general', 8]], '28660934', '0' ], [ [['The tragic story of Trayvon Martin', 4]], '28647343', '0' ], [ [['Karzai will get a chance soon to express', 8]], '28630306', '0' ], [ [['powerful storms stretching', 8]], '28493546', '0' ], [ [['basic norm that death is private', 6]], '28413590', '0' ], [ [['songwriter also saw a surge in sales for her debut album', 6]], '28413590', '1', 'Watch music videos from Whitney Houston ', 'on Yahoo! Music', 'http://music.yahoo.com' ], [ [['keyword', 99999999999999999999999]], 'videoID', '1', 'overwrite-pre-description', 'overwrite-link-string', 'overwrite-link-url' ] ]

Source: http://news.yahoo.com/hunger-games-sequel-tv-rights-picked-abc-family-232004699.html

the bourne legacy roland martin suspended lake vostok montgomery county public schools the river dr dog ke$ha

Studies: Surgery can put diabetes into remission

CHICAGO (AP) ? New research gives clear proof that weight-loss surgery can reverse and possibly cure diabetes, and doctors say the operation should be offered sooner to more people with the disease ? not just as a last resort.

The two studies, released on Monday, are the first to compare stomach-reducing operations to medicines alone for "diabesity" ? Type 2 diabetes brought on by obesity. Millions of Americans have this and can't make enough insulin or use what they do make to process sugar from food.

Both studies found that surgery helped far more patients achieve normal blood-sugar levels than medicines alone did.

The results were dramatic: Some people were able to stop taking insulin as soon as three days after their operations. Cholesterol and other heart risk factors also greatly improved.

Doctors don't like to say "cure" because they can't promise a disease will never come back. But in one study, most surgery patients were able to stop all diabetes drugs and have their disease stay in remission for at least two years. None of those treated with medicines alone could do that.

"It is a major advance," said Dr. John Buse of the University of North Carolina at Chapel Hill, a leading diabetes expert who had no role in the studies. Buse said he often recommends surgery to patients who are obese and can't control their blood-sugar through medications, but many are leery of it. "This evidence will help convince them that this really is an important therapy to at least consider," he said.

There were signs that the surgery itself ? not just weight loss ? helps reverse diabetes. Food makes the gut produce hormones to spur insulin, so trimming away part of it surgically may affect those hormones, doctors believe.

Weight-loss surgery "has proven to be a very appropriate and excellent treatment for diabetes," said one study co-leader, Dr. Francesco Rubino, chief of diabetes surgery at New York-Presbyterian Hospital/Weill Cornell Medical Center. "The most proper name for the surgery would be diabetes surgery."

The studies were published online by the New England Journal of Medicine, and the larger one was presented Monday at an American College of Cardiology conference in Chicago.

More than a third of American adults are obese, and more than 8 percent have diabetes, a major cause of heart disease, strokes and kidney failure. Between 5 million and 10 million are like the people in these studies, with both problems.

For a century, doctors have been treating diabetes with pills and insulin, and encouraging weight loss and exercise with limited success. Few very obese people can drop enough pounds without surgery, and many of the medicines used to treat diabetes can cause weight gain, making things worse.

Surgery offers hope for a long-term fix. It costs $15,000 to $25,000, and Medicare covers it for very obese people with diabetes. Gastric bypass is the most common type: Through "keyhole" surgery, doctors reduce the stomach to a small pouch and reconnect it to the small intestine.

One previous study tested stomach banding, a less drastic and reversible procedure for limiting the size of the stomach. This technique lowered blood sugar, but those patients had mild diabetes. The new studies tested permanent weight-loss surgery in people with longtime, severe diabetes.

At the Cleveland Clinic, Dr. Philip Schauer studied 150 people given one of two types of surgery plus standard medicines or a third group given medicines alone. Their A1c levels ? the key blood-sugar measure ? were over 9 on average at the start. A healthy A1c is 6 or below.

One year after treatment began, only 12 percent of those treated with medicines alone were at that healthy level, versus 42 percent and 37 percent of the two groups given surgery.

Use of medicines for high cholesterol and other heart risks dropped among those in the surgery groups but rose in the group on medicines alone.

"Every single one of the bypass patients who got to 6 or less got there without the need for any diabetes medicines. Almost half of them were on insulin at the start. That's pretty amazing," said a study co-leader, Dr. Steven Nissen, the Cleveland Clinic's cardiovascular chief.

An obesity surgery equipment company sponsored the study, and some of the researchers are paid consultants; the federal government also contributed grant support.

The second study was led by Dr. Geltrude Mingrone at the Catholic University in Rome, with Rubino from New York. It involved 60 patients given one of two types of surgery or medicines alone. The researchers set as their goal an A1c under 6.5 ? the level at which someone is considered to have diabetes.

Two years later, 95 percent and 75 percent of the two surgery groups achieved and maintained the target blood-sugar levels without any diabetes drugs. None of those in the medicine-alone group did.

There were no deaths from surgery and only a few complications. Four patients in the Cleveland study needed second surgeries, and two in the Italian study needed hernia operations. Doctors note that uncontrolled diabetes has complications, too ? many patients wind up on dialysis when their kidneys fail, and some need transplants.

An adult who has a body mass index (a calculation based on height and weight) of 30 or more is considered obese. That's 203 pounds or more for a 5-foot-9 man, for example.

The government recently lowered the criteria for use of gastric bands from a BMI of 35 down to 30 in diabetics or people with heart disease, opening the way for wider use of this and other procedures for obesity.

Dr. Alvin Powers, director of the Vanderbilt University diabetes center, said the results are very encouraging for people like those in these studies ? very obese, with diabetes that can't be controlled through less drastic means.

"We still don't know the long-term outcomes of these surgeries" and whether the benefits will last for more than a few years, he said.

Others were more positive.

The studies "are likely to have a major effect on future diabetes treatment," two diabetes experts from Australia, Dr. Paul Zimmet and George Alberti, wrote in an editorial in the medical journal. Surgery "should not be seen as a last resort" and should be considered earlier in treating obese people with diabetes, they wrote.

Jon Diat is a success story. Diat, 50, who works at Citigroup and lives in New York, had been piling on pounds and pills for cholesterol and high blood pressure. After he needed an artery-opening procedure he was diagnosed with diabetes, but medicines for that failed to keep his disease under control and worsened his obesity.

"I was maxed out on the medications. It was very grim," he said. Two years ago, he had weight-loss surgery from Rubino.

"They told me, 'You're going to see rapid results,' but it was amazing. I literally lost 70 pounds in the first three months," he said. "I was off insulin within less than 72 hours of surgery. I am in complete, total remission of diabetes. My blood sugars are normal."

Now he eats right, plays tennis and hockey, walks the two miles home from work and takes 12 flights of stairs to his apartment.

"I look at this as a second chance at life," he said. "It's been liberating."

Tamikka McCray, 39, who also lives in New York and works for the city's Human Resources Administration, also had success from her surgery a year and a half ago. When she left the hospital, her diabetes had disappeared before any major weight loss had a chance to occur.

"That was the crazy part," she said. "I didn't understand that when they came in and they checked it. My sugars were normal." She added: "I left the hospital with no medication. And I haven't been on anything since."

___

AP video journalist Ted Shaffrey in New York contributed to this report.

___

Online:

Surgery explainer: http://win.niddk.nih.gov/publications/gastric.htm(hash)SurgAdult

Body Mass Index calculator: http://www.nhlbisupport.com/bmi/bminojs.htm

Heart meeting: www.cardiosource.org

New England Journal: www.nejm.org

___

Marilynn Marchione can be followed at http://twitter.com/MMarchioneAP

Source: http://news.yahoo.com/studies-surgery-put-diabetes-remission-154227325.html

new jersey plane crash kobe bryant wife bonjovi dead sam shepard sam shepard johnny knox johnny knox

Ahead of IPO, Facebook Demands Dismissal of Ownership Suit [Facebook]

Facebook demanded a federal judge Monday dismiss an "extortionate" lawsuit brought by Paul Ceglia, an entrepreneur with a shady past who is claiming half ownership of the social-networking service. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/CfT5eMLOlSs/ahead-of-ipo-facebook-demands-dismissal-of-ownership-suit

end of the world end of the world jerome harrison ryan leaf ryan leaf jahvid best libya map

Quickly fix effective methods of bad credit | ALL FREE ...

In today?s economy it is now more important than ever to maintain a good credit score, as credit cards and loans have become more restrictive company when it comes to assent to credit. Or have a low score in financial crisis, it admits several legal steps you can take without consultants pay for a lawyer or debt to repair. The first steps that you must perform belongs to a copy of your credit report, the information from all three of the major credit bureaus contains.

You may legally legally a free credit report per year, that contains your rating of all three of the major credit bureaus, Equifax, Experian and TransUnion. It is important, these reports for any errors like credit accounts you keep and late payments not arise to check.Unfortunately there are many errors of lenders and credit bureaus on a daily basis and this can significantly reduce your Kerbe.Wenn error find should, can these be removed responsible by filing a dispute with the credit bureau or lenders.

Simple application for credit cards or loans also affects your credit score; therefore, should be conservative and you fill in the number of credit applications.Another effective way to improve your credit rating is by obtaining a subprime merchandising map.These are basically a major credit card, except that you only with Merchandiser ? certain usually the man, who you are the card can be used. small purchases and pays are out of balance your credit score increase there are many other ways to edit your credit card score legally, if you are in a financial crisis, have bad credit or no credit.

If you want more information about these methods, including the correct forms needed to file a dispute, please visit us today by clicking here.

Posted by Zaka 9:37 am March 27, 2012

Source: http://www.softscribes.com/quickly-fix-effective-methods-of-bad-credit.html

giuliana rancic the cabin in the woods the cabin in the woods trace adkins the darkest hour the darkest hour

asics ? Blog Archive ? prada tote Health and Fitness Disability ...

If you have been injured - whether at work or within one contingency - and are incapable apt work afresh you may enable for certain benefits amongst Social Security. Disability,prada tote, as it namely normally referred apt provides monetary donation to disabled humans below certain circumstances so they may disburse bills and rent and cover other necessities. Disability differs from Workman?s Compensation within that it namely covered amongst Social Security,north face sac ? dos, and may be paid out indefinitely - until you approach retirement old while you finally begin collecting Social Security - whereas Workman?s Comp may never This,north face fleece women, of course depends above your boss merely whether you are never certain that you qualify as Disability it namely a agreeable fancy apt research your options.
Related articles?

This entry was posted on ???, 3? 25th, 2012 at 4:41 AM and is filed under ???. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://asics.manablog.jp/archives/13408

tonight show tonight show unthink julianne hough chris cook nest jay leno

Video: Big Ben tower gets new name

The tower that houses the giant Big Ben bell will be referred to as Elizabeth Tower in honor of the Queen?s Jubilee. NBC?s Brian Williams reports.

>> while big ben has never really been his name, he may be renamed in celebration of the queen of england. it's called the clock tower . some members of parliament want to rename it in honor of queen e elizabe elizabeth, but even they know it's also going to be big ben .

Source: http://video.msnbc.msn.com/nightly-news/46840265/

joe walsh the civil wars duggar miscarriage roman holiday belize adele lyrics bruno mars

jaredgnarly: Omg I probably didn't get a callback from the coffee bean cause they went on my twitter

• Passer la navigation
• Twitter sur votre mobile ? Cliquez ici m.twitter.com!
• Passer cette ?tape
• Connexion

• Connexion
• Rejoignez Twitter !

Omg I probably didn't get a callback from the coffee bean cause they went on my twitter il y a 43 minutes via Twitter for iPhone

jaredgnarly

Jared Harley

Pied de page

• ? 2012 Twitter
• ? propos de Twitter
• Contact
• Blog
• Statut du service
• Ressources
• API
• Entreprises
• Aide
• Emploi
• Conditions
• Confidentialit?

Source: http://twitter.com/jaredgnarly/statuses/183421033850748933

office max cyber monday deals 2011 cyber monday deals 2011 real housewives of atlanta bernie fine bernie fine matt leinart

Obama: 'If I had a son, he'd look like Trayvon'

President Barack Obama answers a reporter's question about the death of Trayvon Martin, Friday, March 23, 2012, in the Rose Garden of the White House in Washington. (AP Photo/ Haraz N. Ghanbari)

President Barack Obama answers a reporter's question about the death of Trayvon Martin, Friday, March 23, 2012, in the Rose Garden of the White House in Washington. (AP Photo/ Haraz N. Ghanbari)

Congressional staff members and others join in the "Hoodies on the Hill" gathering on Capitol Hill in Washington, Friday, March 23, 2012 to remember Trayvon Martin, the unarmed black teenager who was shot in Sanford, Fla. (AP Photo/J. Scott Applewhite)

Ifeoma Ike, who works for the House Judiciary Committee, makes a statement as she and other Congressional staffers join in the "Hoodies on the Hill" event on Capitol Hill in Washington, Friday, March 23, 2012, to remember Trayvon Martin, the unarmed black teenager who was shot in Sanford, Fla., as he was wearing a hooded sweatshirt. (AP Photo/J. Scott Applewhite)

WASHINGTON (AP) ? Urging Americans to "do some soul searching," President Barack Obama injected himself into the emotional debate over the fatal shooting of a teenager in Florida, turning the racially charged case into a personal matter for the nation's first black president.

"If I had a son, he'd look like Trayvon," Obama said Friday.

Obama's words also catapulted the death in Florida of 17-year-old Trayvon Martin, already the focus of major national attention, into the presidential campaign. Three Republicans seeking Obama's job all used the word "tragedy" to describe the shooting, as the president did.

"I can only imagine what these parents are going through, and when I think about this boy, I think about my own kids," Obama said at the White House.

Obama said the parents of Martin, who was shot on Feb. 26 in Sanford, Fla., a suburb of Orlando, have a right to expect "that we're going to get to the bottom of exactly what happened."

Martin was shot by neighborhood watch volunteer George Zimmerman, who said he was acting in self-defense. Zimmerman's father is white, and his mother is Hispanic. The shooting has stoked debate over race as well as other issues. Obama did not mention Zimmerman in his comments.

Republican presidential candidates quickly weighed in after Obama spoke.

Former Pennsylvania Sen. Rick Santorum called the shooting a "horrible case." Referring to Florida's "stand your ground" law, which gives people wide latitude to use deadly force rather than retreat during a fight, Santorum said: "Stand your ground is not doing what this man did."

Former Massachusetts Gov. Mitt Romney, campaigning in Louisiana, said the shooting was a "terrible tragedy, unnecessary, uncalled for, and inexplicable at this point."

Romney said it was "entirely appropriate for the district attorney to be looking into this and to have called a grand jury and to find out what the facts are. We hope that justice is done in this case."

Former House Speaker Newt Gingrich of Georgia also called it a tragedy and credited local authorities for empaneling a grand jury. "There's a point in there where there ought to be some kind of signal that's pretty clear that this is a guy who'd found a hobby that's very dangerous," Gingrich said of Zimmerman.

Florida is a large and diverse state that plays an influential role in presidential elections ? it was a deciding factor in the 2000 election following a lengthy recount. The Orlando area in central Florida is particularly important, acting as a bellwether for statewide elections.

The case resonates with many black Americans, a key voting group during Obama's 2008 election, who see it as an example of bias toward blacks. Civil rights groups have held rallies in Florida and New York, saying the shooting was unjustified. Of Sanford's 53,000 residents, 57 percent are white and 30 percent are black.

Obama directed his message to Martin's parents, saying, "I think they are right to expect that all of us as Americans take this with the seriousness that it deserves, and we're going to get to the bottom of what happened."

He said that "every parent in America should be able to understand why it is absolutely imperative that we investigate every aspect of this and everybody pulls together, federal state and local, to figure out exactly how this tragedy happened."

The White House had said earlier in the week that it was "not going to wade into a local law enforcement matter" though offering sympathies for Martin's family. But that changed when Obama answered a shouted question following a Rose Garden ceremony to announce the president's choice to lead the World Bank.

Obama cautioned before speaking that he must "be careful so we're not impairing any investigation." But he said he was glad the Justice Department was investigating and that Florida officials had formed the task force.

"I think all of us have to do some soul searching to figure out how did something like this happen, and that means we examine the laws and the context for what happened as well as the specifics of the incident," Obama said.

White House spokesman Jay Carney said later that the president "had thought about" the case and "was prepared to answer that question when he got it."

Martin's parents, Tracy Martin and Sybrina Fulton, thanked Obama for his support, saying in a statement the president's words "touched us deeply and made us wonder: If his son looked like Trayvon and wore a hoodie, would he be suspicious, too?"

NAACP President Benjamin Jealous said in an interview that Obama "spoke from the heart of a parent and the experience of a parent of color, but also from the pulpit of our national leader. And we needed to hear all of those things in this moment."

Obama, early in his term, also spoke out after the arrest of Henry Louis Gates Jr., a black Harvard University professor, by a white police sergeant in Cambridge, Mass.

Gates was arrested in his home after the police sergeant arrived to investigate a possible burglary. The charges were dropped, but Obama said the police had "acted stupidly." The president said later he should have expressed his concerns with different language and invited both Gates and Sgt. James Crowley to the White House for a chat and a beer.

The Justice Department and FBI have opened a civil rights investigation into Martin's death, and a grand jury is considering whether to charge Zimmerman. Martin's parents, civil rights activists and others who have reacted to the case say they won't be satisfied until Zimmerman is arrested.

Martin was returning from a trip to a convenience store when Zimmerman started following him, telling police dispatchers Martin looked suspicious. At some point, the two got into a fight, and Zimmerman pulled out his gun.

Zimmerman told police Martin attacked him after he had given up on chasing the teenager and was returning to his sport utility vehicle.

Police Chief Bill Lee stepped down temporarily this week to try to cool the building anger that his department had not arrested Zimmerman. Hours later, Gov. Rick Scott announced that the local state attorney, Norman Wolfinger, had recused himself from the case in hopes of "toning down the rhetoric" surrounding it.

___

Associated Press writers Kasie Hunt in New Orleans, Jim Kuhnhenn in West Monroe, La., David Fischer in Miami and Darlene Superville in Washington contributed to this report.

___

Follow Ken Thomas on Twitter: http://www.twitter.com/AP_Ken_Thomas

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-03-23-Obama-Neighborhood%20Watch-Death/id-fc53a43f75544934bfd6f76f36d86b3a

paris jackson howard stern americas got talent china aircraft carrier barbara walters most fascinating person 2011 golden globe nominations los angeles clippers los angeles clippers

Food-borne diseases might soon have another warrior to contend ...

Food-borne diseases might soon have another warrior to contend with, thanks to a new molecule discovered by chemists at the University of Illinois. The new antibiotic, an analog of the widely used food preservative nisin, also has potential to be a boon to the dairy industry as a treatment for bovine mastitis. The antibiotic nisin occurs naturally in milk, a product of bacteria resident in the cow's udder. It helps keep milk from spoiling and kills a broad spectrum of bacteria that cause food-borne illness, most notably listeria and clostridium...

Realtime Related Tweets

Source: http://www.kiefit.com/Health_Fitness/making-food-safer-and-cows-healthier-new-antibiotic-shows-potential/

ashram merce cunningham tim hightower tim hightower waldorf school waldorf school world series game 4

A Conversation With Matthew Weiner

I approached my interview with Mad Men creator Matthew Weiner determined not to fall into the familiar trap of trying to get him to reveal even the most trivial detail about the coming season, which premieres Sunday night on AMC. Instead, I asked Weiner to reflect on what, if anything, his characters have learned over the course of four tumultuous seasons. But at the end of our time together, my curiosity got the better of me. I just had to know: Is account executive Ken Cosgrove still writing fiction on the side? Or was his deliciously titled short story ?Tapping a Maple on a Cold Vermont Morning??published in Season 1 by The Atlantic Monthly!?just a one-off? ?We will see,? Weiner said maddeningly. ?We will see.?

Source: http://feeds.slate.com/click.phdo?i=75110a0a485e0b714f81da111215f96d

george clooney arrested ravi leigh espn greg oden st patricks day dark shadows

How to Get Car Finance by Better Understanding Your Credit History ...

When it comes to finding

cheap car finance, you have plenty of options. Unless, that is, you have a less than perfect credit history. As a result of the recession a tremendous number of people have suffered at the hands of credit cards, store cards, loans, overdrafts and credit agreements, and this has Resulted in poor credit histories more than ever before.

A credit history is a detailed account of how you have managed in keeping up with repayments on previous or current financial commitments, from your sofa to your overdraft, from your store card to your mortgage. If you make a payment a little late, this will be automatically recorded on your credit history, as will any missed payments, defaults or CCJs, otherwise known as County Court Judgments. All of this negative information can quickly begin to pile up, and many entries on credit histories remain on file for up to six years after the debt has been cleared. When looking for car finance or car loans it is important to be aware of the fact that you can not escape your Although credit history, you actually do not have a credit score. There is no such thing as a credit score on file for you. What Tends to be referred by to as a credit score is the assessment Which a car finance firm or other firm makes credit based on the data in your credit history. Vehicle finance firms, banks, credit card companies and car loan companies will all have different means of rating your credit history, with some being more thorough than others, more harsh than others or more lenient. This is why sometimes you can apply for cheap car finance with one car loan company, and be declined, yet you are silent able to get cars on finance from elsewhere. It?s also important to be aware of the fact that you do not even have one single credit history. In the UK there are three main credit agencies, and some credit companies will register Although your accounts with all three, this is rare, and gene rally you find your financial data is only registered with one or two of the agencies. This means that any finance firm carries out a credit check Which is actually only checking one of the three potential credit histories, and each of these histories may differentiate slightly in terms of the negative information held. Because of this fact, coupled with the different ways firms finance # in which companies and car loan rate a credit history, you can often find that shopping around results in you being more successful in getting approved for cars on finance. However, a word of warning. Although based on this information because it sounds tempting to simply go out and apply for car finance with every car dealer and finance company you can find, this is likely to work against you, and actually lower your credit rating. This is because whenever you approach a car finance company for a car loan they will carry out a credit check, and this check will be recorded on your credit history. Only the fact that a credit check what is recorded Carried out -. The result of the application is not known

But if you see that car loan companies have made a dozen applications for car finance in the last week they?re almost certainly going to turn you down. They?ll do this because they will not know how many of those applications were successful, and how many you?ve taken up Potentially you could be seriously over committing yourself, and so they?ll decline you.

Of course the quickest, simplest, safest and easiest way of getting car finance is to apply for a car loan from a company that does not carry out a credit check. In this way it does not matter what your credit history is like, and you will not have to brace yourself for the potential embarrassment of being declined. Guaranteed car finance has become an Increasingly popular choice for many people, with cheap car finance deals now available, and car finance companies offering a car loan Which you can then use to buy any car from any dealer you like anywhere in the UK.

If you take up an offer of guaranteed car finance then it?s also a chance to repair your credit history, because you make every payment on time will be recorded as a positive entry on your file. Car finance does not have to be painful or embarrassing, and your credit history does not have to work against you. Car Loan 4U Call or visit their website and see how easy it is to get the car finance you deserve.

Source: http://www.lovefinanceinfo.com/2012/03/how-to-get-car-finance-by-better-understanding-your-credit-history/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-get-car-finance-by-better-understanding-your-credit-history

bachmann iowa caucus results dan savage sickle cell trait michigan football michigan football sugar bowl